We Provide the Lowest Rates Because We Cut Out the Junk Fees the Big Banks charge.

Wonderful fast service. Team Hank was very efficient, friendly and really knew what they were doing. There was no pressure to accept the loan. All members of the team were excellent.

From start to finish his team was there from at every step moving through some nuanced situations of our self employment. I would highly recommend them.

Wow! Trina and Team Hank were amazing and they exceeded every expectation I had for this process.Every step of the process, they were there to answer questions and respond timely. Highly recommend this company for anyone looking to refinance. The entire process from application to funding was under 3 weeks.

Excellent service, fast communication both by phone and email. Made the process simple, answered all questions and concerns. Hank and his team took me through every step, the emailed forms were easy to sign, closing at my house with their lawyer, who also was great! You need to refinance with them, fast and easy.

Words cannot describe how incredibly satisfied we were working with Team Hank, completing our refinance with some cash out. Hank and team made the process was seamless, smooth, meaningful, communication is absolutely amazing beyond stellar, and their team is just extremely helpful, and does not beat around the Bush. Up front, honest, caring, and explains any concerns or questions you might have in terms that anyone can understand. I look forward to working with team Hank in the future with any refinance or purchasing needs that might come forth. Thank you Trina you are one incredibly talented Loan Processor with extremely prompt responses.

This was the best experience I had, not knowing what to expect they walked me through everything making me feel more relaxed and secure. The whole team did a great job...

Team Hank was very professional and answered questions as I had them. They were patient with me and attentive to my needs. I would highly recommend them to friends and family.

Team hank very professional and courtesy answer all our questions answer every phone call they went above and beyond they refinance our house including the second mortgage no other lender would Thank you Team Hank Metzger.

I would like to give a standing ovation to Hank's team, I am unable to express my gratitude and how to describe their efforts in getting my loan refinanced as quickly as I was not expecting, they went above and beyond so my gratitude is endless and I will definitely recommend an American finance company to all my friends and family, I hope More success in your work and life

I worked with Hank Metzgers team, They were very helpful and very professional. We hit a road block durig the process, I was kept in the loop on their progress with any problem we had. They were on top of it to solve the problem quickly. I would definitely refer them to anyone looking for a refinance or loan! Thank you team Hank!

Team Hank is very professional and efficient! This was a new process for us, but it surely wasn't a stressful one! This team is personable and seems to be deliberate at making the refinance process stress free and straight forward.

Hank Team - Thank you for all your hard work. Getting a farm refinance is a challenge and you were up to the task. We will come back to you for any future finance needs.

Working with team Hank was a breeze. All the staff from the different departments made the refinancing easy. I work late but if I had any questions, someone was always near the phone. And you talk to an actual person which is always a plus.

Hank and his team were wonderful. There were no surprises. All of the steps were clear and easy along the way, and the closing took place right on time.

This was my first refinance. Everything was so simple and easy, and everyone on "Team Hank" was a pleasure to work with. My wife and I both work midnights, so we sleep during the day, and they even made notes in their file about that for communication purposes. They knew that I would get them what they needed by the next morning. They were very informative through the entire process. Aside from our closing documents being misplaced by FedEx and arriving a few days later than expected, which is of no fault of Team Hank, I couldnt have asked for a better experience.

I needed to move a mortgage from one property to another, pay off an existing note, and get cash out with the new note. Team Hank told me exactly what they needed to process my request, acted quickly upon receipt of info, and I closed with cash out in less than 30 days.

Hank and his team including Josh and Jennifer amazed me by how smooth and quick they made my refinance process proceed. All the paperwork was done online and I was able to follow the process by a digital timeline on the website.I uploaded any needed documents and digitally signed others. I closed in about 3 weeks and they even arranged for a Notary to come to the house on a Saturday to sign all the paperwork. And that is amazing!

Team Hank was awesome! They worked incredibly hard for me for three months! Their dedication is amazing! Hank and his team got me exactly what I needed and a great rate!

Attentive and quick process! Hank was amazing from start to finish, will recommend to family and friends! If you want a knowledgeable specialist, then reach out to Hank, he will not disappoint!

Hank and his team were exceptional and very knowledgeable. It took less than 10 days to refinance our loan. Hank walked us through the whole process. His team was very easy to work with and knew what they were doing. We would highly recommend them to anyone!

Hank works with a large team of professionals that were able, when the competition would not, to help me refinance my loan. The whole process was easy and Hank and his team were efficient.

Hank made my Refi waaaaay easy! i had to do almost nothing shy of providing the required documentation. With Covid the timing took a while but the best part is that Hank was always there to answer questions and made sure i was not only covered, but i had little to do.

The whole process took 4 months, as I was told upfront, and I received plenty of communications from the whole team up until the last week for closing, I had to ask for the final papers to review before the wet signatures we're required, I feel they should have been reviewed with me ahead of time.

From initial phone call - loan request was handled efficiently and closing happened in time for 2020 close. Everyone I spoke to was extremely helpful, called back promptly when necessary and went out of their way to get the loan completed

Hank processed two loans for me in the past couple of months. He communicated well and kept me up to date on the process. Easiest mortgages I have ever had to go through. He also kept his word on the great rates he was able to get me. Highly recommend.

This was the best refinancing service that I have received and this comes from someone who used to flip houses. I was kept informed at every step of the process. The whole team was very professional and ready to help with anything question I had. My loan was processed in an efficient way. I saved money by lowering my monthly payment and shedding four years off of my loan.

Hank was a great loan officer, explained everything well and it was a smooth and stress free process from start to finish. His team was exceptional as well.

Hank was very helpful throughout the process, from the min we got on the phone all the way to closing.There were some challenges as expected but he was always available over the phone and/or over email to address them as they come.

We refinanced our home to do some improvements. The process was exceptionally easy and Hank and his co-workers guided us through every step of the way.

Hank was areat to work with! His response to my inquiries were immediate and complete. I believe he will work equally hard for anyone else he represents.

My husband and I worked with Hank to refinance our loan he was easy to get a hold of and always answered our questions. I would strongly recommend this company as well as this loan officer. Hank is very capable to help and get you settled with your new mortgage. I couldn't say more about him.

From start to finish Hank and his team were spot on every step of the way! I was kept informed every step of the way and knew exactly where where I was in the process.

OMG, I've never had such an easy time applying for a loan on anything! Hank had me up and going in one phone call. Very efficient-he's done this before! LOL And the rest of his staff also quick to get me through all the hoops.

Hank responded to my emails with very fast response time, usually calling me back within minutes of my reaching out to him. He was very knowledgeable and kind in his relaying information to me, and answering my questions. He was also very competitive, in pursuing my business, competing with an additional loan company to lower my interest rate considerably from my initial quote from another lender. Thanks Hank. I truly appreciate your efforts in helping me with my refinance.

I worked with Hank and he was extremely knowledgeable and answered all my questions about my cash out equity loan. The while process I was able to do online then having the notary come to my home and have me sign documents at my schedule. Highly process and proficient, I was able to close my loan less than 30 days.

As with the entire process, closing was seamless, easy and efficient. I will recommend Hank to everyone I know who is thinking about a home loan. It has been an absolute pleasure and confirms to me that customer service IS still practiced some places!

I recommend everyone to work with Hank Metzger:| worked with Hank Metzger. He is quite professional, honest, patient, and fast. He processed my application expeditiously and he was able to get me the best rate in the United States. He was available any time when he had questions. The quality of his services is second to none.

Hank and team were quick and fast. Communication was strong and to the point not wasting anyone's time. Easiest loan process I've ever been through. I will definitely go though Hank and team for my next home loan. I highly recommend them to my friends.

Hank helped us out with our cash out refinance. Everything went very smoothly and was able to get everything done super quick, and he was quick to reply to emails if I needed anything.

Hank and his group made refinancing extremely easy, especially during the Covid-19 stay at home order. I would highly recommend working with this group.

We are so appreciative that our VA refinancing process went so well with Hank and his team. Hank secured a great rate for us and there was no interruption to the process in the midst of the pandemic restrictions. Best refinancing process we have experienced.

Hank and is team did an unbelievable job of processing, coordinating and closing our VA Streamline refinance. Our loan was processed & closed during the Covid-19 virus shutdown which put additional strain and stress on everyone. While doing so, the team was very coordinated as they reached out for various doc's etc, very professional and worked with a strong sense of urgency. We will never go anywhere else than American Financing for any future mortgage needs.

Hank was with me just about every step of the way. He was on top of EVERYTHING, and kept me in the loop all the way up to my closing! A job well done, Hank!

Hank and the rest of the emplovees help me get started and complete all the paperwork necessary to get refinanced. I would recommend this company to anyone want to rent but or refinance a home. The rate was low and processing fees were not to bad.

Hank made it super easy to refinance. Everything was fast, smooth and 95% of it was done digitally. Couldnt have asked for a better experience!! Thanks Hank!

The whole team was great they told me exactly what was needed and I provided. App to close in 3 weeks you can't ask for more than that. Their on line secure portal made everything quick and easy.

Everything went smoothly as planned. Guided all along the way. No problems or hiccups. This was a refinance for a basement finish. highly reccomend them.

Hank and his team were so easy to work with and were so helpful with all my different questions/changes.Really appreciate all they did and how fast/easy things went! Thanks again!

Hank Metzger is terrific! He is very available, helpful, knowledgeable. He stays on point while being polite. He greatly helped us through the loan process. Thank you, Hank, for your positive, caring spirit! - John P.

The process was quick and easy. Hank was available at any time (even on Saturday) for my questions. I felt completely comfortable with the process and everything was worked around my schedule.

Hank was wonderful to work with. He was available well into the evening and he responded to my emails/calls within minutes. He got us a good cash-out refi rate and my husband and I were very pleased with the entire experience. Hank and his team made it so easy and they even did the closing at our home on a Saturday morning. The process from start to finish was approximately 3.5 weeks.

Hank is professional and courteous. There's no pressure, but his follow-up is excellent. Hank makes the process painless and he advises along the way.

Great refinance experience start to finish. We worked with Hank. He communicated with us every step of the way. This was so much easier than we expected, and will definitely recommend our friends.

We refinanced for a better rate. They were polite and very easy to deal with.we actually left pir other lender because they were rude to us, but with Hank, we never once felt like we were an inconvenience or asking dumb questions. Would definitely recommend

Hank and team were great. We were in the loop with everything and our refinance was painless and quick. We even closed sooner than expected and couldn't be happier.

It was really nice to work with Hank. He was incredibly flexible and inventive. He offered a number of refinance options and made the process rewarding and simple! Thanks!

We decided to go local this time to refinance our mortgage and we are glad we did. Hank and his team were awesome through the whole process. We had no hiccups of any kind.

Hank called the same day that I applied for a refinance and gave me a bunch of options! He was super efficient and worked quickly. We closed within 3 weeks. We would definitely recommend Hank and his team!

Hank and his team we great with our refinance it was quick easy and painless. It was so nice to have have the closing at the house. Glad I call as I always hear the add on Beth and Friends 99.9 in Arizona. Thank you!

Hank Metzger and his team made the the whole process so easy and I am so thankful for all this company does, thank you for helping me reach my goals and dream of being a home owner

I loved my experience with Hank and Sally. I got a great rate and great service. They both were very knowledgeable and professional. I was updated completely along the way.

They handled all the work. I did a VA and everything was taken care of with minimum time taken out of my day. The actual most time I spent doing anything was at most the 30 minutes signing. Everything else (of which maybe 4 times) was a simple couple minute phone call to handle the rest. I used them to buy the house and got a good rate, and then here it is 2 years later and I get an even better one from them.

Hank was very patient with my decision making process. He talked me through the technicalities and then left it up to me. Never pushy! He organized the process so it was easy for me to follow.

Hank Metzger and the processing team provided excellent service for our recent refinance. The entire process took 3 weeks from application to funding. Quick and headache free. They really listened to my needs and assisted with getting me the right solution. (Cost free refi to pay down outside debt)I recommend them to anyone looking to refi right now while rates are low. I personally will be calling them again for future home purchases or refinances. Thank you Hank!

Hank was very informative, got my information quickly. Call me Everytime he said he would. He answered every question I had even when it came to how quickly will I get my money.

A seamless process that is set up to make it easy for the customer. I would highly recommend and Hank was great.He was responsive and always available to help. He worked with me on timing and around my schedule. The entire process was efficient and painless.

Hank did a great job going through the paperwork and working the numbers for our cash out refi. The process was simple, and painless. We paid off a line of credit and got cash to finish some home projects.

The entire process was easy and hassle free. The appraiser came on the weekend and a notary came to my home after work for me to sign all the final loan documents. It was wonderful that have a company work around my busy schedule. Thank you!

Joseph (Hank) Metzger was phenomenal! He made what was an overwhelming task for me very simple. His help and responses were always IMMEDIATE, night or day. He was able to alter anything I needed altered at a minute's notice and was full of good advice along the way. I really could sense that I had an advocate in Hank. I am extremely pleased with the excellent customer service he provided throughout the entire process of refinancing my home.

Hank was quick to respond and get everything in order FAST!! VERY VERY HAPPY !!! He sent things to me email and all was done at home and so easy. Would definantely recommend.. Sally was quick at her part too.

I appreciate Hanks timely assistance and the Honesty he gave, he also was patient and gave good information on what was needed if you go thru this company ask for Hank.

Hank (Joseph Metzger) did a great job and even when the Government was shut sown and we didn't think we were going to be able to close the loan, he still stuck with it and made sure everything went through like it was supposed to! Great Experience.

About 2 weeks ago, I researched re-financing our home with NO intention of doing so immediately. From the moment their 1st level staff contacted us, they were not push but informative. Once we spoke to our consultant everything was laid out and taken care of for us. They answered questions before being asked, they laid it out in emails simply and the process had ZERO sales push, and only informative communication. The process of finishing the loan was all online, done on our time and incredibly easy and professional.